LAD Financial agents are appointed with 17 A-rated annuity carriers nationwide. When you ask for a quote, a licensed LAD agent runs your situation across the carriers we represent and finds the best combination of rate, surrender period, and product features for your state and goals.
This page lists the carriers we work with most often. Each links to a detailed page covering the carrier’s history, AM Best rating, featured products, and how to request a quote.
How to use this list
Most consumers start by reading Annuities 101 to understand the four product types (MYGA, FIA, SPIA, DIA). Then they decide what type of annuity fits their goals — guaranteed fixed rate (MYGA), market-linked with downside protection (FIA), guaranteed lifetime income (SPIA / DIA). Then they pick a carrier (or have a licensed agent compare across carriers).
If you already know what type of annuity you want, the carrier-by-carrier list below is a good starting point. If you don’t yet, request a quote and a LAD agent will walk you through the comparison.
Carriers LAD agents are appointed with
- Athene — A-rated, top-tier FIAs and competitive MYGAs (Apollo-owned).
- Allianz Life — A+-rated, industry-leading FIAs including the well-known 222 product line.
- Global Atlantic — A-rated, KKR-backed, competitive MYGA and FIA lineup.
- Corebridge Financial — A-rated, broad MYGA + FIA + life lineup (former AIG).
- Symetra — A-rated, frequent MYGA rate leader (Sumitomo Life backing).
- Protective Life — A+-rated, 100+ year history, broad annuity + life lineup.
- Nationwide — A+-rated, strong consumer brand, competitive FIA series.
- MassMutual — A++-rated (highest possible), mutual company structure.
- Oceanview Life and Annuity — A–rated, frequently among MYGA rate leaders.
- American National — A-rated, broad annuity + life lineup, fast contracting.
- North American Company — A+-rated, 140+ year history (Sammons Financial Group).
- F&G (Fidelity & Guaranty) — A–rated, competitive FIA design.
- Equitable — A-rated, strong NY presence, range of fixed and variable products.
- Lincoln Financial — A-rated, strong life + IUL lineup.
- Sagicor — A–rated, frequent MYGA rate leader.
- National Western Life — A-rated, Texas-based, mid-market positioning.
- Midland National Life — A+-rated, Sammons Financial Group sister to North American.
How to get started
The easiest path is to request a quote and let a licensed LAD agent compare across all 17 carriers based on your state, age, and amount. You’ll get the actual best rate available to you, not a generic article rate.
Or see this week’s top MYGA rates live to get a sense of what’s competitive right now across the carriers we represent.
If you’re new to annuities, start with Annuities 101 to understand the product types. For specific comparisons, MYGA vs CD and MYGA vs Treasury Bond cover the most common questions.
Information shown is for educational purposes and is not a recommendation, solicitation, or offer of any specific product. Carrier ratings change; verify current AM Best rating with ambest.com or a licensed agent before making any decision.