Oceanview Life and Annuity is a A–rated insurance company that issues annuities to retail buyers in the United States. This page covers what Oceanview Life and Annuity offers, sample products available through licensed agents, and how to get a personalized quote.
About Oceanview Life and Annuity
- AM Best rating: A- (excellent)
- Headquarters: Las Vegas, NV
- Established: 2014
- Parent company: Bayview Asset Management
- Annuity products available: Yes
LAD Financial agents are appointed with Oceanview Life and Annuity through our master network contract, which means a licensed LAD agent can quote Oceanview Life and Annuity’s annuity products as part of a carrier comparison run for your specific state and situation.
What buyers should know about Oceanview
- Harbourview MYGA frequently leads weekly rate sheets at 7-10 year durations
- Aggressive product positioning, focused on rate leadership
- Modern operations and broker support
Featured Oceanview annuity products
Below are examples of Oceanview Life and Annuity annuity products that LAD agents commonly quote. State availability varies. A licensed agent can confirm what’s available to you.
Oceanview Harbourview MYGA — MYGA (7-year surrender period)
A MYGA with multiple surrender period options and competitive guaranteed rates, frequently among the rate leaders.
How safe is a Oceanview annuity?
Oceanview Life and Annuity is rated A- by AM Best, an independent rating agency that evaluates insurance company financial strength. This is in the ‘excellent’ tier, indicating strong claims-paying ability. Annuity contracts are also backed by your state’s guaranty association up to that state’s coverage limits, providing an additional layer of protection in the unlikely event of carrier insolvency.
Read more about how annuity safety works →
Get a Oceanview quote from a licensed agent
If you’re considering a Oceanview Life and Annuity annuity, the next step is comparing actual rates and products against your specific state, age, and goals. A licensed LAD Financial agent can run a personalized quote at no charge and with no obligation — and compare Oceanview Life and Annuity’s offerings to other carriers we represent so you see whether Oceanview is actually your best option.
Get a quote — takes about two minutes to fill out the form. We’ll have an agent reach out within one business day with a written comparison.
Other annuity carriers
See all carriers LAD agents quote across → or this week’s top MYGA rates across our carrier list →.
If you’re new to annuities and want to understand the basics first, start with Annuities 101. For specific comparisons, MYGA vs CD and MYGA vs Treasury Bond cover the most common questions.
Information shown is for educational purposes and is not a recommendation, solicitation, or offer of any specific Oceanview Life and Annuity product. Insurance products are offered by licensed agents of LAD Financial, LLC and the issuing carriers. Product availability, rates, and features vary by state and individual circumstances. Carrier ratings change; verify current AM Best rating with ambest.com or a licensed agent before making any decision.