MassMutual is a A++-rated insurance company that issues annuities to retail buyers in the United States. This page covers what MassMutual offers, sample products available through licensed agents, and how to get a personalized quote.
About MassMutual
- AM Best rating: A++ (highest possible)
- Headquarters: Springfield, MA
- Established: 1851
- Annuity products available: Yes
LAD Financial agents are appointed with MassMutual through our master network contract, which means a licensed LAD agent can quote MassMutual’s annuity products as part of a carrier comparison run for your specific state and situation.
What buyers should know about MassMutual
- Highest possible AM Best rating (A++)
- Mutual company structure — policyholder-owned
- Stable Voyage MYGA competitive at multiple durations
Featured MassMutual annuity products
Below are examples of MassMutual annuity products that LAD agents commonly quote. State availability varies. A licensed agent can confirm what’s available to you.
MassMutual Stable Voyage MYGA — MYGA (5-year surrender period)
A 5-year MYGA from a top-rated mutual carrier.
How safe is a MassMutual annuity?
MassMutual is rated A++ by AM Best, an independent rating agency that evaluates insurance company financial strength. This is among the strongest ratings issued, indicating very low risk of claims-paying difficulties. Annuity contracts are also backed by your state’s guaranty association up to that state’s coverage limits, providing an additional layer of protection in the unlikely event of carrier insolvency.
Read more about how annuity safety works →
Get a MassMutual quote from a licensed agent
If you’re considering a MassMutual annuity, the next step is comparing actual rates and products against your specific state, age, and goals. A licensed LAD Financial agent can run a personalized quote at no charge and with no obligation — and compare MassMutual’s offerings to other carriers we represent so you see whether MassMutual is actually your best option.
Get a quote — takes about two minutes to fill out the form. We’ll have an agent reach out within one business day with a written comparison.
Other annuity carriers
See all carriers LAD agents quote across → or this week’s top MYGA rates across our carrier list →.
If you’re new to annuities and want to understand the basics first, start with Annuities 101. For specific comparisons, MYGA vs CD and MYGA vs Treasury Bond cover the most common questions.
Information shown is for educational purposes and is not a recommendation, solicitation, or offer of any specific MassMutual product. Insurance products are offered by licensed agents of LAD Financial, LLC and the issuing carriers. Product availability, rates, and features vary by state and individual circumstances. Carrier ratings change; verify current AM Best rating with ambest.com or a licensed agent before making any decision.