Athene is a A-rated insurance company offering annuities for retail buyers. See products, sample rates, and get a quote from a licensed agent. Vol. 01 · MAY 2026

Athene Annuity Reviews — Rates, Products, and How to Get a Quote

Athene is a A-rated insurance company that issues annuities to retail buyers in the United States. This page covers what Athene offers, sample products available through licensed agents, and how to get a personalized quote.

About Athene

LAD Financial agents are appointed with Athene through our master network contract, which means a licensed LAD agent can quote Athene’s annuity products as part of a carrier comparison run for your specific state and situation.

What buyers should know about Athene

Featured Athene annuity products

Below are examples of Athene annuity products that LAD agents commonly quote. State availability varies. A licensed agent can confirm what’s available to you.

Athene Performance Elite 7 — FIA (7-year surrender period)

An indexed annuity with 7-year surrender period and competitive caps on common index strategies.

Athene MaxRate — MYGA (5-year surrender period)

A multi-year guaranteed annuity with a fixed rate locked in for 5 years.

How safe is a Athene annuity?

Athene is rated A by AM Best, an independent rating agency that evaluates insurance company financial strength. This is in the ‘excellent’ tier, indicating strong claims-paying ability. Annuity contracts are also backed by your state’s guaranty association up to that state’s coverage limits, providing an additional layer of protection in the unlikely event of carrier insolvency.

Read more about how annuity safety works →

Get a Athene quote from a licensed agent

If you’re considering a Athene annuity, the next step is comparing actual rates and products against your specific state, age, and goals. A licensed LAD Financial agent can run a personalized quote at no charge and with no obligation — and compare Athene’s offerings to other carriers we represent so you see whether Athene is actually your best option.

Get a quote — takes about two minutes to fill out the form. We’ll have an agent reach out within one business day with a written comparison.

Other annuity carriers

See all carriers LAD agents quote across → or this week’s top MYGA rates across our carrier list →.

If you’re new to annuities and want to understand the basics first, start with Annuities 101. For specific comparisons, MYGA vs CD and MYGA vs Treasury Bond cover the most common questions.


Information shown is for educational purposes and is not a recommendation, solicitation, or offer of any specific Athene product. Insurance products are offered by licensed agents of LAD Financial, LLC and the issuing carriers. Product availability, rates, and features vary by state and individual circumstances. Carrier ratings change; verify current AM Best rating with ambest.com or a licensed agent before making any decision.

Final word

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