LAD currently accepts consumer inquiries from residents of Colorado, Florida, Oregon, and Washington. Use your actual state of residence. We are not accepting consumer inquiries through this form for other states at this time.
Use this form to make an initial inquiry about annuities or life insurance. LAD must first confirm whether an appropriately licensed professional and relevant product access are available for your request.
Submitting the form is not an application for insurance, a quote, a recommendation, or a promise that a product or professional is available.
What to include
Provide only the basic contact and preference information requested by the form. Do not include a Social Security number, bank or account information, medical records, existing policy documents, or other sensitive personal information.
We currently accept inquiries from residents of Colorado, Florida, Oregon, and Washington. Availability is reviewed for each request.
What may happen next
LAD may review the inquiry and determine whether it can route the request to an appropriately licensed person. Before any product is discussed, that person should confirm licensing, carrier appointment, product availability, and state requirements.
If a product discussion proceeds, current carrier materials must be used to explain features, limitations, surrender terms, charges, guarantees, and other relevant considerations. A rate or illustration is not final unless the issuing carrier confirms it under its applicable rules.
Important information
- No product, rate, coverage, issue decision, or processing timeline is guaranteed.
- Insurance products are subject to carrier requirements and may not be available in every state or for every person.
- Annuities and life insurance are not bank deposits and are not FDIC insured.
- Product guarantees depend on the claims-paying ability of the issuing insurer.
- Tax and legal questions should be addressed with qualified advisers for your circumstances.
For general business questions, visit Contact LAD. Insurance professionals should use the broker inquiry.