Contract with Oceanview Life and Annuity through LAD Financial. A--rated carrier, agent commission ranges, contracting timeline, and "apply to write" CTA. Vol. 01 · MAY 2026

Oceanview Life and Annuity Agent Contracting — LAD Financial

Oceanview Life and Annuity is one of the carriers LAD Financial agents can write through our master network contract. As a LAD-affiliated broker you’re appointed with Oceanview Life and Annuity, write competitive top-street commission, and access Oceanview Life and Annuity’s products through our unified broker platform.

Oceanview Life and Annuity at a glance

Why brokers write Oceanview

Featured Oceanview products

Oceanview Harbourview MYGA — MYGA (7-year surrender)

Frequently top of the rate sheet at 7-year and 10-year durations. Easy product to position when rate is the primary concern.

Commission

LAD pays competitive top-street commission on Oceanview Life and Annuity. The BGA’s revenue is the carrier-paid GA bonus on aggregate production — not a skim off broker commission. Exact per-product rates and grids are visible inside the broker platform once you’re contracted; apply to contract to see them.

Operational notes

Newer carrier (2014) with A- rating. Fast contracting, aggressive rate strategy. Verify state availability — some products not filed in NY.

Apply to write Oceanview

If you’re a licensed life and annuity agent ready to add Oceanview Life and Annuity to your carrier roster, apply to contract with LAD. The contracting packet covers Oceanview Life and Annuity alongside every other carrier we represent — one submission, e-signed, processed through SureLC. Target timeline: appointed and writing in ~14 days.

Already contracted? Log into the broker portal to run a Oceanview Life and Annuity quote, submit an e-application, and track case status.

Other carriers

See all carriers LAD represents → or this week’s MYGA rates across our carrier list →


For licensed insurance professionals only. State availability varies. Carrier appointments subject to Oceanview Life and Annuity approval and licensing verification through SureLC. Commission ranges shown are illustrative; actual rates depend on product, state, and current carrier schedule.

Final word

Ready to write business through LAD?

Most brokers are contracted in under 14 days. Apply in 4 minutes.

Apply to contract