MassMutual is one of the carriers LAD Financial agents can write through our master network contract. As a LAD-affiliated broker you’re appointed with MassMutual, write competitive top-street commission, and access MassMutual’s products through our unified broker platform.
MassMutual at a glance
- AM Best rating: A++
- Headquarters: Springfield, MA
- Established: 1851
- Lines you can write through LAD: annuity, life
- Target contracting timeline: ~18 days from signed paperwork to first appointment via SureLC (carrier-typical; varies by state and individual licensing)
- State availability: nationwide
Why brokers write MassMutual
- Highest possible AM Best rating (A++)
- Mutual company structure — policyholder-owned
- Stable Voyage MYGA competitive at multiple durations
Featured MassMutual products
MassMutual Stable Voyage MYGA — MYGA (5-year surrender)
Rates often slightly below leaderboard but the A++ rating sells the case to risk-averse clients.
MassMutual Whole Life — WHOLE
Premium whole life product. High-net-worth client mainstay.
Commission
LAD pays competitive top-street commission on MassMutual. The BGA’s revenue is the carrier-paid GA bonus on aggregate production — not a skim off broker commission. Exact per-product rates and grids are visible inside the broker platform once you’re contracted; apply to contract to see them.
Operational notes
A++ AM Best rating is the gold standard. Competes more on safety/brand than on raw rate.
Apply to write MassMutual
If you’re a licensed life and annuity agent ready to add MassMutual to your carrier roster, apply to contract with LAD. The contracting packet covers MassMutual alongside every other carrier we represent — one submission, e-signed, processed through SureLC. Target timeline: appointed and writing in ~14 days.
Already contracted? Log into the broker portal to run a MassMutual quote, submit an e-application, and track case status.
Other carriers
See all carriers LAD represents → or this week’s MYGA rates across our carrier list →
For licensed insurance professionals only. State availability varies. Carrier appointments subject to MassMutual approval and licensing verification through SureLC. Commission ranges shown are illustrative; actual rates depend on product, state, and current carrier schedule.