Contract with Athene through LAD Financial. A-rated carrier, agent commission ranges, contracting timeline, and "apply to write" CTA. Fixed annuity and lif Vol. 01 · MAY 2026

Athene Agent Contracting — LAD Financial

Athene is one of the carriers LAD Financial agents can write through our master network contract. As a LAD-affiliated broker you’re appointed with Athene, write competitive top-street commission, and access Athene’s products through our unified broker platform.

Athene at a glance

Why brokers write Athene

Featured Athene products

Athene Performance Elite 7 — FIA (7-year surrender)

Top-tier FIA, competitive caps and rates, 7-year surrender, suitable for clients prioritizing principal protection with index participation.

Athene MaxRate — MYGA (5-year surrender)

Competitive MYGA, frequently rate-leader at 5-year duration. Available in most states.

Commission

LAD pays competitive top-street commission on Athene. The BGA’s revenue is the carrier-paid GA bonus on aggregate production — not a skim off broker commission. Exact per-product rates and grids are visible inside the broker platform once you’re contracted; apply to contract to see them.

Operational notes

Apollo-owned. Strong reinsurance flow makes their FIA rates structurally competitive. NY product approval available.

Apply to write Athene

If you’re a licensed life and annuity agent ready to add Athene to your carrier roster, apply to contract with LAD. The contracting packet covers Athene alongside every other carrier we represent — one submission, e-signed, processed through SureLC. Target timeline: appointed and writing in ~14 days.

Already contracted? Log into the broker portal to run a Athene quote, submit an e-application, and track case status.

Other carriers

See all carriers LAD represents → or this week’s MYGA rates across our carrier list →


For licensed insurance professionals only. State availability varies. Carrier appointments subject to Athene approval and licensing verification through SureLC. Commission ranges shown are illustrative; actual rates depend on product, state, and current carrier schedule.

Final word

Ready to write business through LAD?

Most brokers are contracted in under 14 days. Apply in 4 minutes.

Apply to contract