American National is one of the carriers LAD Financial agents can write through our master network contract. As a LAD-affiliated broker you’re appointed with American National, write competitive top-street commission, and access American National’s products through our unified broker platform.
American National at a glance
- AM Best rating: A
- Headquarters: Galveston, TX
- Established: 1905
- Lines you can write through LAD: annuity, life
- Target contracting timeline: ~10 days from signed paperwork to first appointment via SureLC (carrier-typical; varies by state and individual licensing)
- State availability: nationwide
Why brokers write American National
- Palladium MYGA competitive at multiple terms
- Strong life insurance lineup including IUL
- Broad state availability and fast contracting
Featured American National products
American National Palladium MYG — MYGA (5-year surrender)
Competitive MYGA, broad state availability, quick contracting.
American National Palladium Annuity 10 — MYGA (10-year surrender)
Long-duration MYGA, frequently competitive at 10-year term.
Commission
LAD pays competitive top-street commission on American National. The BGA’s revenue is the carrier-paid GA bonus on aggregate production — not a skim off broker commission. Exact per-product rates and grids are visible inside the broker platform once you’re contracted; apply to contract to see them.
Operational notes
Texas-based, family-friendly culture. Fast operations team.
Apply to write American National
If you’re a licensed life and annuity agent ready to add American National to your carrier roster, apply to contract with LAD. The contracting packet covers American National alongside every other carrier we represent — one submission, e-signed, processed through SureLC. Target timeline: appointed and writing in ~14 days.
Already contracted? Log into the broker portal to run a American National quote, submit an e-application, and track case status.
Other carriers
See all carriers LAD represents → or this week’s MYGA rates across our carrier list →
For licensed insurance professionals only. State availability varies. Carrier appointments subject to American National approval and licensing verification through SureLC. Commission ranges shown are illustrative; actual rates depend on product, state, and current carrier schedule.