American National is a A-rated insurance company that issues annuities to retail buyers in the United States. This page covers what American National offers, sample products available through licensed agents, and how to get a personalized quote.
About American National
- AM Best rating: A (excellent)
- Headquarters: Galveston, TX
- Established: 1905
- Annuity products available: Yes
LAD Financial agents are appointed with American National through our master network contract, which means a licensed LAD agent can quote American National’s annuity products as part of a carrier comparison run for your specific state and situation.
What buyers should know about American National
- Palladium MYGA competitive at multiple terms
- Strong life insurance lineup including IUL
- Broad state availability and fast contracting
Featured American National annuity products
Below are examples of American National annuity products that LAD agents commonly quote. State availability varies. A licensed agent can confirm what’s available to you.
American National Palladium MYG — MYGA (5-year surrender period)
A MYGA with multiple term options and guaranteed fixed rates.
American National Palladium Annuity 10 — MYGA (10-year surrender period)
A 10-year MYGA with extended guaranteed rate.
How safe is a American National annuity?
American National is rated A by AM Best, an independent rating agency that evaluates insurance company financial strength. This is in the ‘excellent’ tier, indicating strong claims-paying ability. Annuity contracts are also backed by your state’s guaranty association up to that state’s coverage limits, providing an additional layer of protection in the unlikely event of carrier insolvency.
Read more about how annuity safety works →
Get a American National quote from a licensed agent
If you’re considering a American National annuity, the next step is comparing actual rates and products against your specific state, age, and goals. A licensed LAD Financial agent can run a personalized quote at no charge and with no obligation — and compare American National’s offerings to other carriers we represent so you see whether American National is actually your best option.
Get a quote — takes about two minutes to fill out the form. We’ll have an agent reach out within one business day with a written comparison.
Other annuity carriers
See all carriers LAD agents quote across → or this week’s top MYGA rates across our carrier list →.
If you’re new to annuities and want to understand the basics first, start with Annuities 101. For specific comparisons, MYGA vs CD and MYGA vs Treasury Bond cover the most common questions.
Information shown is for educational purposes and is not a recommendation, solicitation, or offer of any specific American National product. Insurance products are offered by licensed agents of LAD Financial, LLC and the issuing carriers. Product availability, rates, and features vary by state and individual circumstances. Carrier ratings change; verify current AM Best rating with ambest.com or a licensed agent before making any decision.